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75% off first month
Monthly Experian credit reports
Get monthly access to a new, updated Experian credit report and 10 FICO ® Scores
10 FICO ® Scores
View your FICO ® Scores most widely used in mortgage, auto and credit card lending.
Credit report monitoring 1
We'll alert you to any identified changes to your Experian credit report via email, text or mobile app
FICO ® Score analysis
Get a detailed breakdown of the top factors that affected your FICO ® Score 8—the most widely used FICO ® Score
FICO ® Score Simulator
See how different financial decisions—like getting a new credit card or paying down debt—may affect a FICO ® Score 8
Get your FICO ® Scores & credit reports, plus $1M identity theft insurance. 1
$4.95/first month then $19.95/month 2
IMPORTANT INFORMATION:
1. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO ® Score updates, FICO ® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more about what credit data is monitored .
2. For the first month of your subscription only, you will receive a one-time 75% discount off of the normal subscription price of $19.95/month. Your total introductory cost for the first month will be $4.95. After the first month, your subscription will automatically renew every month at the normal subscription price of $19.95 unless you cancel. You may cancel at any time; however refunds are not available. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions (opens in a new tab) .
90% of top lenders use FICO ® Scores
Other credit scores could be inaccurate by up to 100 points!
Get a more complete look at your credit
FICO ® Basic gives you monthly access to a new, updated Experian credit report, so you're never more than a few weeks away from a totally fresh look at your credit. We'll send you reminders whenever your new credit report is ready—so you'll know exactly where your credit stands.
View the right FICO ® Scores
With each new credit report, you'll get access to 10 FICO ® Scores—including your most widely used FICO ® Score versions. So whether you're preparing to apply for a mortgage, car loan or new credit card, you can view the right FICO ® Scores for the type of credit you're seeking. That's insight into your credit profile you can't get anywhere else.
Monitor your credit reports for changes
We'll alert you to any identified changes to monitored data for your Experian credit report. Plus, with each new credit alert, you'll get your most current FICO ® Score 8. It's the easy way to stay on top of changes to your credit.
Expert identity theft features
Expert features to resolve it.
Lost wallet protection
If your wallet is lost or stolen, a certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life. 3
24/7 identity restoration
If an identity thief misuses your personal information, we're available 24/7 to help. One of our certified resolution specialists will assist you every step of the way.
$1M ID theft insurance
If you do become a victim, we'll reimburse covered expenses related to restoration including legal fees, lost wages and more — up to $1 million. 4
3. Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See terms and conditions .
4. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits .
Trusted by Millions
Caitlin Sewell, NJ
SUCCESS STORY
I got the service from myFICO and was so pleased with the product! Not only do I know my real FICO ® score, but I get a detailed report of how lenders see me. It makes keeping track of habits much easier and really helps me to understand the full picture of my credit score.
SUCCESS STORY Caitlin Sewell, NJ
I got the service from myFICO and was so pleased with the product! Not only do I know my real FICO ® score, but I get a detailed report of how lenders see me. It makes keeping track of habits much easier and really helps me to understand the full picture of my credit score.
Your FICO ® Scores... Wherever you go. Whenever you want
- Feel secure knowing that your FICO ® Scores (and much more) are at your fingertips.
- Get alerts when your credit report changes
- Have "anywhere access" to your Experian credit report and FICO ® scores
- Stay protected with access to identity theft resources and lost wallet protection
And lots more...
Available for iPhone and Android phones, the myFICO ® mobile app requires a myFICO ® credit product as well as access to a wireless network.
FICO ® BASIC
1-Bureau Monitoring Plus Monthly Credit Reports
$4.95/first month, then $19.95/month 2
2. For the first month of your subscription only, you will receive a one-time 75% discount off of the normal subscription price of $19.95/month. Your total introductory cost for the first month will be $4.95. After the first month, your subscription will automatically renew every month at the normal subscription price of $19.95 unless you cancel. You may cancel at any time; however refunds are not available. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions (opens in a new tab) .
